This next one has a black and white snowflake background from Pink Petticoat with tinsel wrapped around parcel style.
Then I chose a red gingham card for the 3rd one. Finished it off with a tinsel bow, a bell and some red stars.
The 4th card I've used a Kraft card for a simple country look. Again, some gingham ribbon adds a bit of colour and gold holographic gives it some sparkle. Finally I chose a red pearl card and some green spotty ribbon to set off the cow with a wreath and a 'noel 'button for a greeting. Green sparkly snowflakes add a touch of colour.